RTGS or Real Time Gross Settlement -Bank Term Explained



Read all about the  RTGS or Real Time Gross Settlement and what it means.
What is RTGS? 
Real time means that the money will be transferred always in real time. In common words it means that there will e no waiting period for the money transfer. The money will be transferred instantly.

Gross settlement means that the money transfer will take place individually and that the money transfer order will not be clubbed with other similar transactions.

RTGS has some peculiar features which you will need to understand

- Real time money transfer

- Instant transfer

- No waiting period

- Transfer amount should be minimum of 2 lakhs

- No upper ceiling. Can transfer any amount of money above 2 lakhs

- Bank charges for the outward transaction will be in the range of Rs. 25 -50.

- Inward money transfer is free

- Week days - works between 9:00 – 16:30 hours

- Saturdays - works between 9:00 – 13:30 hours


RTGS method of money transfer is perfect particularly for the businessmen who trades high amount of money. It is also very much useful in an urgent situation where in you will need to transfer a huge sum instantly.

If you have any doubts regarding this topic please do comment below




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